BACKED BY
Fintech Lenders
Digital fintech lenders and NBFIs originating and managing diversified loan portfolios, with recurring liquidity needs to support onward lending.
Business Loans
SME / MSME Lending
Personal Loans
Vehicle / Auto Finance
Invoice Financing
Asset-Backed Lending
Many More
Payment Fintechs
Payment fintechs & PSPs operating global transaction & settlement infrastructure, requiring flexible liquidity to manage prefunding, settlement delays, and volume spikes.
cross border payment
Remittances
Merchant Settlements
Card Processing
FX & Treasury Settlement
Many More
Credit Funds
Private credit funds providing debt financing to lending & payment fintechs, deploying capital across diversified credit strategies & structures.
Fintech Debt
Direct lending
structured credit funds
Venture debt funds
Opportunistic credit
Specialty finance
Many More
Ticket sizes
Up to $25M
Tenure
Up to 12 Months
Instruments
Term loans, Bullet loans, Line of credit, Securitisation
Tailored Financing Assessment
Financing structured against receivables, transaction flows, or loan portfolios, with repayment mechanics that match how your business generates cash.
Embedded Liquidity
Capital is built right into the payment or lending flow so businesses get cash exactly at the moment they need it without extra steps or delays.
Performance-Based Access
Your funding limits and rates improve as you perform: strong repayment and growth data unlock larger credit lines, faster top‑ups, and better terms over time.
Step 1
Data Submission
Share your business model, capital requirements, and funding timeline so we understand your operating and risk profile.
Step 2
Underwriting
Qiro underwrites based on your assets, receivables, and cash flows to design a risk-aligned financing structure.
Step 3
Term sheet
Receive a clear, transparent term sheet outlining pricing, tenure, collateral, and covenants.
Step 4
Funding
Once agreed, capital is deployed in stablecoins for fast, predictable settlement.